During the third quarter of 2023, the number of working banks in Ukraine decreased to 63, announced the liquidation of JSCB "Concord" and the recognition of Ukrbudinvestbank insolvent. According to the National Bank of Ukraine (NBU), this reduction did not significantly affect the work of the banking sector.
In August, Concord JSCB was withdrawn from the market and its liquidation was launched due to a systematic violation of financial monitoring requirements. In September, Ukrbudinvestbank was recognized as insolvent due to non -compliance with restrictions and failure to comply with the regulator's requirements.
The share of these financial institutions was only 0.17% and 0.04% of the assets of solvent banks, respectively. This did not affect the work of the banking sector as a whole.
Over the third quarter, the volume of the hryvnia corporate loan portfolio increased by 4.8%, and the currency decreased by 1.3% in dollar equivalent. The NBU also stressed that small and medium -sized loans make up 55% in the pure hryvnia loan portfolio.
The banks of the third quarter in a row practically did not recognize credit losses, and the share of non -working loans decreased by 1.1 percentages to 37.9%. The volume of solvent banks increased by 1.8% per quarter due to the growth of individuals and businesses.