Privatbank explained the conditions under which servicemen are exempt from penalties for non -fulfillment of obligations and interest for the use of the loan. This issue becomes relevant, as some Ukrainian military, especially contractors, faces the refusal to provide such benefits.
Pursuant to Article 14, paragraph 15 of the Law “On Social and Legal Protection of Servicemen and their Families”, servicemen who participate or continue to participate in the anti -terrorist operation or in operations to restrain the aggression of the Russian Federation in eastern Ukraine are entitled to non -penalties and penalties. This right also applies to interest on loan use.
The privilege of non -reconciliation is applied only for the period of military service, but not exceeding the duration of a special period. However, there are questions about the application of this rule to contractors who have not yet received the status of a combatant (UBD). The Bank notes that this provision applies to the military with the relevant status, which is confirmed by law. So, if a serviceman does not yet have an UBD, he or she may face the difficulty in granting credit benefits.
To confirm the right to non -fines and interest, servicemen must submit the following package of documents:
- Certificate of a combatant (UBD) or a person with a disabled person as a result of a war (for documents issued after March 18, 2014).
- One of the documents confirming the period of military service, such as a military ticket, extract from the order, contract for service, or certificate in the form of 5 or other, where this period is specified.
It is also important that since May 18, 2024, this right has been extended to spouses of servicemen. They can count on benefits throughout the service period.
