The pension calculation in Ukraine is based on several basic factors: insurance experience, average wage and retirement . However, not everyone knows that the final amount of payments is influenced by another factor - the sex the future pensioner. How it work in practice in 2025 ?
In 2025 , a man who retires at the age of 60 with 35 years of insurance and an average salary of 15,000 hryvnias will receive a pension of 5751 UAH . The woman under the same conditions - the same 60 years, 35 years of experience and 15 000 UAH of average salary - will receive 5840 UAH . The difference is not cardinal , but showy.
It is not in discrimination or privileges, but in age ratios and life expectancy , which are embedded in calculation formula . The pension system takes into account the average life expectancy of men and women. In statistics, women usually live longer, so the calculation distributes a pension for more years - but the coefficient in the formula " works" for a woman. Also , in certain years, the state additionally corrected pensions to women to equalize the historical inequality in earnings, although these surcharges gradually decreasing.
The example above is ordinary pensioners without statuses or merits - that is, without additional allowances , as in war veterans , combatants , persons with state awards , etc. Such categories can receive surcharges, but this is a separate topic of calculation.
