On February 1, new financial monitoring rules have entered into force in Ukraine, which provide for card -at -risk card limits. It is part of the government's efforts to combat fraud, illegal operations and financing of criminal activity such as drug trafficking and terrorism. However, innovation raised many questions among citizens, including pensioners, as banks were entitled to contact customers and check the origin of funds coming on their cards.
According to Danylo Hetmantsev, the People's Deputy and the Chairman of the Verkhovna Rada Committee on Finance, Verification and Limits will concern all citizens without exception, including pensioners. If the pensioner receives funds that do not correspond to the amount of his pension or look suspicious, the bank may ask about their origin. In this case, the pensioner will be able to confirm the legality of his funds by documents, and if everything is in order, the limit will be removed. However, if unusual or anomalous transactions are detected, the bank may re -clarify. The People's Deputy noted that this is not a "repressive measure" and is not aimed at combating ordinary people. Instead, it is part of international efforts to reduce financial risks and fight illegal transactions. However, critics claim that such actions may violate the rights of citizens, especially those who are unable to constantly confirm the sources of their funds.
According to a memorandum signed by the National Bank of Ukraine and 44 banks of the country, clients will be divided into three groups by risk. Low and average risk groups: limits for transfers will be 100-150 thousand UAH. High risk group: limits will be limited to 50 thousand UAH. This means that persons who get to a high risk group will have less restrictions on card transfers, which can affect their financial transactions.
Danilo Getmantsev emphasized that Ukraine seeks to approach civilized financial standards that have long existed in other countries. However, the introduction of such restrictions can lead to discussions on the feasibility of inspections, especially for pensioners and persons who do not have stable income except pensions.
